Billing & Insurance
We accept most insurance plans, offer budget payments and interest-free credit card plans as well as information about applying for therapy grants and scholarships to help every patient afford the care they need.
What insurance companies will you accept?
We are currently in-network with the following insurance plans:
- BlueCross BlueShield
- Priority Partners
- Maryland Medical Assistance
- Humana Military Plans
- Johns Hopkins EHP
- US Family Health Plan
- United Healthcare
- Cigna (contract is pending)
- Aetna (contract is pending)
If your insurance plan is not on the list, we are happy to verify your out-of-network benefits. Please, contact our office, so we may assist you.
What is your cancellation policy?
$100.00 per session cancellation fee will be charged unless URS is given at least a 24-hour notice before your appointment.
What are the registration fees?
URS offers rare and unique services and treatment options including Hippotherapy, Equine Assisted mental health and learning, therapeutic/adaptive riding, social/playgroups, aquatic therapy, summer camps just to name a few. Most of these services are provided off-site.
The registration fee helps URS cover the rental fees associated with running these programs. The registration fee is not covered by your insurance and is a non-refundable monthly fee that is payable prior to reserving your time slot for the service. You may reserve as many months in advance as you like.
$25 per session
Equine Assisted (EA) Therapy:
$25 per session
$30 per session
How does the billing process work?
We require insurance and some demographic information at the time of the initial intake to be able to schedule your appointment. Please, have your ID card ready when you call our office. Your insurance benefits will be verified prior to your initial visit. You will be notified of your benefits and whether your insurance requires a referral or prior authorization for our services by our front office staff.
Please, note that although benefits are quoted by your insurance company representative or their web portal, they are not a guarantee of payment. It is the patient's responsibility to provide the required documentation and pertinent information to Unbridled Rehabilitation Services in a timely manner to ensure claim payment (i.e. referrals, change in insurance status/coverage, same benefits used by a different provider, valid credit card information, etc.) Claims will be submitted to your insurance plan by our team in a timely manner. Based on their response, all co-payments, deductible amounts and co-insurance are the responsibility of the patient or Responsible Party and will be billed by URS monthly.
We collect credit card authorization form from each patient at the time of the first visit, to be processed monthly to charge for co-pays, deductibles, co-insurance, and cancellation/registration fees, if applicable. You will still receive a statement from URS to reflect details of the payment charged for your records. If we are unable to bill your credit card at any time, you are expected to pay the balance within 15 days of receiving the statement from Unbridled Rehabilitation Services to avoid 10% monthly interest charge. Delinquent accounts will be sent to a third-party collection/credit reporting agency and 25% interest charge will be assessed on balance owed.
Please, note that services may be denied or interrupted for patients with delinquent accounts.
In the age of high deductibles and increased patient cost-sharing we are here to offer many payment options to help you with paying for your healthcare costs:
- Your Credit Cards are accepted (Visa, Mastercard, American Express & Discover)
- Deferred Interest URS 3-month budget payment plan (any balance)
- Care Credit credit card applications are available at our office or you may visit them at carecredit.com:
- 6 months 0% financing (deferred interest) for balances from $200-$999
- 24 months 14.90% APR for balances over $1000
Frequently Asked Questions
Yes, most insurance plans will cover Occupational, Physical and Speech services if deemed medically necessary by your healthcare team. It is helpful to have your referring practitioner work with our therapists to craft a plan of care that suits your specific needs.
We have complete active registration information on our website and social media (link here). URS works with many providers and facilities throughout the Greater Baltimore and Washington area to bring our programs and services to your community. We need a certain number of participants to make the programs available. Please, take a moment to complete our interest inquiry form or share the information with someone in need (use the link here) to help us assess the need for our services and build the programs near you!